Terms and Conditions

1. Acceptance of Terms

By accessing or using the TFX Trading website, scheduling a consultation, or otherwise engaging with any materials, tools, or communications provided by TFX Trading (collectively, the "Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should discontinue use of the Services immediately.

2. Description of Services

TFX Trading offers AI-supported analysis and informational resources intended to assist individuals, including retirees, in reviewing and organizing holdings across multiple exchanges. The Services are designed to support informed decision-making and do not constitute financial, investment, tax, or legal advice of any kind.

Nothing presented through TFX Trading — including written content, analysis summaries, or consultation discussions — should be interpreted as a recommendation to buy, sell, or hold any particular security or asset. Any decisions made based on information obtained through the Services are made at your own discretion and risk.

3. No Financial Advice

TFX Trading is not a registered investment advisor, broker-dealer, or financial institution unless explicitly stated otherwise. The analysis, insights, and content provided are for general informational purposes only. You should consult with a qualified, licensed financial professional before making any investment or financial decisions.

4. Eligibility and Account Responsibility

You must be of legal age in your jurisdiction to use the Services. If any part of the Services requires the creation of an account or submission of personal information, you are responsible for maintaining the confidentiality of any credentials and for all activity that occurs under your account.

5. Acceptable Use

When using the Services, you agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable regulation
• Attempt to reverse-engineer, disrupt, or interfere with the underlying systems or infrastructure
• Misrepresent your identity or submit false information during a consultation or inquiry
• Reproduce, resell, or redistribute content from the website without prior written consent

6. Intellectual Property

All content on the TFX Trading website, including text, graphics, logos, and layout, is the property of TFX Trading or its licensors and is protected by applicable intellectual property laws. You may not copy, modify, or distribute this content without explicit permission.

7. Third-Party Links and Tools

The Services may reference or link to third-party websites, exchanges, or tools. TFX Trading does not control and is not responsible for the content, accuracy, or practices of any third-party resources. Inclusion of a link does not imply endorsement.

8. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. TFX Trading does not warrant that the Services will be uninterrupted, error-free, or free of inaccuracies.

9. Limitation of Liability

To the fullest extent permitted by applicable law, TFX Trading, its representatives, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or financial loss, arising out of or related to your use of the Services, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless TFX Trading and its representatives from any claims, damages, liabilities, and expenses arising out of your use of the Services or violation of these Terms.

11. Modifications to the Services or Terms

TFX Trading reserves the right to modify, suspend, or discontinue any part of the Services at any time without prior notice. These Terms may be updated periodically, and continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

12. Termination

TFX Trading may suspend or terminate access to the Services at its discretion, including in cases of suspected misuse or violation of these Terms, without prior notice.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which TFX Trading operates, without regard to conflict-of-law principles. [Insert specific jurisdiction here as applicable.]

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact Information

Questions regarding these Terms may be directed through the contact details provided on the Contact page of this website.